Terms and Agreements

Last Updated on: 07/22/2026

By using this website as a user (“You”), You agree to the following Terms and Conditions of Use and Privacy Policy. If you disagree with any part of the terms, then you may not access the Site. Use of this website is at Your own risk.

We host this site on a reputable platform and take reasonable efforts to maintain and host the site. However, We make no explicit representations or warranties as to the safety or Your individual use of the website. The Terms and Conditions of Use contained on this page is subject to change at any time.

General Provisions

This website is owned and operated by Kim Clarkson DBA Turning Pages Now ™ (hereafter “Our”, “We” or “Company”). Our principal place of business is located in Barnstable County, MA 02601.  You may mail us at P.O. Box 918, East Falmouth, MA  02536. 

Age Requirements 

You must be at least 18 to use Our website.

Intellectual Property Notice 

All text, photographs, graphics, and other materials on this site are subject to the copyrights and other intellectual property rights of Turning Pages Now ™ and are protected by United States Copyright Laws (USC Title 17). You agree to not modify, publish, transmit, reverse engineer, or create derivative works found on the Site.  You agree that y0ou do not have or will have any ownership rights in any protected content, and that Company does not grant you any licenses, express or implied, to the intellectual property of Company except as expressly authorized by these Terms. We may fully prosecute You, as permissible, should We choose to do so, including seeking financial penalties (damages) and/or an injunction requiring You to stop using Our intellectual property immediately.

Your Communications Including Electronic 

Any communications made through Our blog, blog comments, newsletter sign up or other related pages, or directly to Our phones or mailing or email addresses is not held privileged or confidential and is subject to viewing and distribution by third parties.

You consent to receive electronic communications and you agree that all agreements, notices, disclosures, and other communications provided electronically to you by Company, via email and on the Site, satisfy any legal requirement that such communications be in writing.

We own any and all communications displayed on Our website, servers, comments, emails, or other media, as allowed by United States law, and will not give credit or pay royalties for unsolicited user-generated content, such as blog comments or emails. For more information on when and how We store and use Your communications or any data provided by You in those communications, please refer to Our Privacy Policy on this page.

We maintain a right to republish any submission in whole or in part as reasonably necessary in the course of Our business. You agree not to submit any content or communications that could be illegal or serve an unlawful purpose, including, but not limited to, communications that are potentially libelous or maliciously false, obscene, abusive, negligent, or otherwise harmful or inappropriate.

Disclaimers

Our website and related materials are provided for educational and informational use only. You agree to indemnify and hold harmless Our website and company for any direct or indirect loss or conduct incurred as a result of Your use of Our website and any related communications, including as a result of any consequences incurred from technological failures such as a payment processor error(s) or system failure(s).

While We may reference certain results, outcomes or situations on this website, You understand and acknowledge that We make no guarantee as to the accuracy of third-party statements contained herein or the likelihood of success for You as a result of these statements or any other statements anywhere on this website. If You have medical, legal, or financial questions, You should consult a medical professional, a lawyer, or a CPA and/or a CFP, respectively. We expressly disclaim any and all responsibility for any actions or omissions You choose to make as a result of using this website, related materials, products, courses or the materials contained herein.

The Site may link to other websites (“Linked Sites”).  These Linked Sites are not under the control of Company.  Company is not responsible for the contents of any Linked Sites.  Company provides these links as a convenience to you.  The links do not constitute endorsement by Company of the site or any association with its operators.

The information and content on this site may include inaccuracies or typographical errors.  Company may make periodical changes at any time.  Company makes no representations about the suitability, reliability, timeliness, or accuracy or the information on the site.  The the maximum extent permitted by applicable law, in no event shall company be liable for any direct, indirect, punitive, incidental, special, consequential damages, or any other damages, without limitation.

You expressly acknowledge and understand that any information or knowledge You gain as a result of using this website is used at Your own risk. If You should see any errors or omissions and would like to let us know, please email us at [email protected]

While Company may offer discounts or offers at various times, these discounts or offers may be terminated or amended at any time without explanation or warning. Sales, discounts, and offers will not be retroactively applied to past purchases.

Change to Terms

Company reserves the right, in its sole discretion, to change these Terms.  The most current version of the Terms will supersede all previous versions.  We cannot guarantee that all materials and related media contained herein are entirely accurate, complete or up to date. You expressly acknowledge and understand that any information or knowledge You gain as a result of using this website is used at Your own risk. If You should see any errors or omissions and would like to let us know, please email us at [email protected].

International Users

Company is owned and operated in the United States.  If you access the Site or services provided by Company outside of the United States of America, you are responsible for compliance with your local laws.

Advertisements

We do not necessarily endorse or recommend any of the goods or services advertised on or through our websites. We do not necessarily endorse or recommend any affiliates using our services.

Earnings Disclaimer

Company makes no income/financial claims, nor guarantees of any kind regarding the potential income that can be generated through Our website or communications. Past results presented on the website are not an indication or promise of Your results. There is no guarantee You will earn any money using any of Our materials, and Your revenue is dependent solely on you and your actions or non-actions.

Termination

Company reserves the right, in its sole discretion, to terminate your access to the Site at any time without notice, and if necessary, block Your IP address from further visits to Our site(s).

Entire Agreement

The information contained herein constitutes the entire agreement between you and Company with respect to the Site and supersedes all prior or contemporaneous communications between you and Company.

Severability & No Waiver

If any part of these Terms and Conditions of Use is deemed unlawful and/or unenforceable, the rest of this agreement shall be enforceable and the portion deemed invalid will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision. Any failure by Company to enforce a provision of this Terms and Conditions of Use shall not constitute a waiver of any other portion or provision of this Terms and Conditions.

Headings

Headings and titles are provided in this Terms and Conditions of Use for convenience only and will not be construed as part of the legal terms.

Indemnification

You agree to indemnify, defend, and hold harmless Company, its officers, directors, employees, agents, and third parties, for any losses, costs, liabilities, and expenses relating to or arising out of your use of the Site or services.

Venue and Jurisdiction

This Terms and Conditions of Use and Our Privacy Policy shall be governed by and construed in accordance with the laws of the State of Massachusetts including all matters of construction, validity, performance, and enforcement and without giving effect to the principles of conflict of laws. You agree that any dispute or lawsuit arising out of, or concerning, this Agreement shall be resolved exclusively in a federal or state court of competent jurisdiction located in Barnstable, MA. You and Company assume responsibility for their own collection costs and legal fees incurred should enforcement of these conditions should it become necessary.

Arbitration

Any and all disputes or disagreements arising between Company and You out of this Terms and Conditions of Use upon which an amicable understanding cannot be reached, shall be decided by arbitration in accordance with the procedural rules of the American Arbitration Association under its Commercial Arbitration Rules. Company and You agree to be bound by the decision of the arbitrator(s). The arbitration proceeding shall take place in Barnstable County, MA. The cost and expenses of the arbitrators shall be shared equally by the Parties. Each party shall be responsible for its own costs and expenses in presenting the dispute for arbitration.

Artificial Intelligence Integration

Please note that our website may utilize Artificial Intelligence (AI) technologies for the creation and enhancement of blog posts and copy. This integration allows us to deliver high-quality content and improve user experiences. The AI systems employed may assist in tasks such as generating original content, proofreading, grammar checks, and optimizing readability. While AI is used as a tool to enhance our content, it is important to acknowledge that human oversight and editing remain an integral part of the process. We strive to maintain a balance between the efficiency and accuracy provided by AI technologies and the human touch required for creative expression. By using our website, you agree to the integration of AI technologies in the creation and refinement of blog posts and copy.

Contact Us

Company encourages you to contact us by email at [email protected] with any questions or comments regarding these Terms.